About Me
Importance of Keeping Great Personal Finance Records

Hello, my name is Joshua Phillips. My site will cover the importance of keeping great financial records for your personal money management needs. When I started this journey toward financial independence, I had to learn how to write up excellent records for my later review. As I created these documents, I learned more than I ever imagined about the state of my finances. My site will help you learn how to establish a financial record book of your own and keep it updated on a daily basis. I welcome you to visit my site every day to learn all you can about this money management topic. Thanks.


3 Things You Must Do When Filing For Bankruptcy

15 April 2018
 Categories: Finance & Money, Blog

If you are facing mounting debt that you have no way to pay off. You may be considering filing for bankruptcy. This course of action is usually a last resort. However, if there is no way for you to pay what you owe then it is a good idea to legally file for bankruptcy. Here is what you should bear in mind if you decide that this is the right path for you. Read More …

How To Get More For Your Antiques

3 February 2018
 Categories: Finance & Money, Blog

If you have antique art or other items that you would like to sell, you probably want to make sure that you get as much for them as possible. However, you could be concerned that it's going to be hard to find buyers who are willing to pay what your items are worth. Luckily, following these tips can help you ensure that you get more for your antiques. Clean Them Up Read More …

Benefits Of Getting A HELOC And How To Qualify For One

30 November 2017
 Categories: Finance & Money, Blog

A home equity line of credit (HELOC) is a type of loan you can get on your house if you have equity in your home. This type of loan is different from a home equity loan in one main way, and this difference offers advantages to you when you need cash. The Main Difference The main difference between a regular home equity loan and a HELOC is that a home equity loan is a one-time lump sum loan that requires regular payments. Read More …

3 Ways To Use A Home Equity Line Of Credit

9 October 2017
 Categories: Finance & Money, Blog

As the name suggests, a home equity line of credit allows you to use your home's equity as collateral for a line of credit. This can be a good option for many homeowners who have built up a bit of equity in their homes. These are some of the ways that you may be able to use one of these lines of credit. 1. Making Home Repairs Perhaps the main thing that most people do with a home equity line of credit is handle home repairs or renovations. Read More …

The Benefits Of Getting Pre-Approved For An Auto Loan Before Car Buying

23 August 2017
 Categories: Finance & Money, Blog

If you are in the market for a new car, you may find yourself wondering if you should get pre-approved for auto loans or wait and see what the dealership offers. Many people wait until they get to the dealership as they think the dealership can offer them the best loans and financing terms. However, this is not always the case. There are many benefits to getting pre-approved for an auto loan before shopping for and buying a car: Read More …