About Me
Importance of Keeping Great Personal Finance Records

Hello, my name is Joshua Phillips. My site will cover the importance of keeping great financial records for your personal money management needs. When I started this journey toward financial independence, I had to learn how to write up excellent records for my later review. As I created these documents, I learned more than I ever imagined about the state of my finances. My site will help you learn how to establish a financial record book of your own and keep it updated on a daily basis. I welcome you to visit my site every day to learn all you can about this money management topic. Thanks.


Overturning A “No Bail” Decree To A Bail Decree: What The Results Might Be

10 July 2019
 Categories: Finance & Money, Blog

On occasion, a judge may rule that no bail is allowed. This may prove to be a financially difficult ruling for any family who only has one spouse working, and that one person was just denied bail. You can attempt to have this ruling overturned, but there are about three or four ways this would turn out. While you wait for a lawyer to help your spouse change the "no bail" Read More …

Financing A Car Repair: What If Insurance Won’t Cover It?

15 May 2019
 Categories: , Blog

If insurance won't cover your car repair, you may find yourself having to finance it instead. This is common if you have a high deductible: if your deductible is $2,000 and you have a $1,500 repair, you may not want to pay it out of pocket. There are a few options that you have for financing, and you may want to explore them all before making a decision. Financing through a Repair Shop Read More …

Buying And Selling Silver 101

22 February 2019
 Categories: Finance & Money, Blog

Buying precious metals is a great way to set aside something for a rainy day or in the event of a major catastrophe that threatens the banking system as it is currently known. Silver is a good place for beginners to start as it is far more affordable than gold. Here is what you should know. What Forms Does Silver Come In? Up until the early-to-mid-1960s, American coins were made from 90 percent silver. Read More …

4 Reasons To Sign Up For Online Bill Pay

17 December 2018
 Categories: Finance & Money, Blog

If you pay your bills via check or take time each month to visit each company's website to make your payment, it is time to sign up for online bill pay. Most major banks offer online bill pay as a free service to their customers. Check out a few reasons you need to sign up your bank's online bill pay as soon as possible. 1. You Can Reduce the Amount of Time You Spend Paying Bills Read More …

How Real Estate Syndication Can Expand Your Investment Portfolio

2 October 2018
 Categories: Finance & Money, Blog

As a real estate investor, syndicating deals lets you diversify your portfolio through both active and passive investment returns while also reducing the risk inherent in a major deal gone bad. And with the sweeping changes enacted through the Tax Cuts and Jobs Act, syndication has never looked better. But for those new to the world of equity syndication, the learning curve can seem precariously steep. Where should you begin, and how can you structure your deal to provide the most value? Read More …